Travel-Insurance Facts
Travel-Insurance, I believe, is a must when traveling any where. That’s why I read Peter Greenberg’s “The Complete Travel Detective Bible.” Following is an excerpt from that publication: How much do you know about Travel-Insurance? If you’re like most travelers the answer is: not much. But what you don’t know can definitely hurt you. A couple on an Alaska cruise got off the ship when it pulled into Juneau. As they walked near the ship, they approached a person in a moose costume. Thinking it was a cute animal character out to greet cruise ship passengers, they asked to have a photo taken with the moose and were held up at gun-point instead. Two friends were driving in a rental car through Hawaii. As they were enjoying the scenery, a huge wild hog suddenly ran in front of the car. The car was totaled. In each of these scenarios, travel insurance saved the day. Travel safely with travel-insurance. Having said that, consider this: Only about 30% of Americans purchase travel insurance. This is at a time when travel safety should be uppermost in their minds, since 9/11. Today we spend $1.3 billion on different…and differing…travel insurance policies. Some of these policies presumably offer peace of mind. Others are actually meaningful. It’s a confusing world to navigate. If you are not careful, even those of you with the best of intentions about being responsible travelers will make foolish insurance investments. Top 10 Reasons for Travel Insurance1). Your flight has been canceled. 2). Your bags are lost and your medication is in them. You need to have an emergency prescription filled. 3). Your passport and wallet are stolen, and you need emergency cash and a replacement passport. 4). You’re involved in an accident, and adequate medical treatment is not available. You need medical evacuation. 5). You need to cancel your trip due to illness. 6). Your cruise line, airline or tour operator goes bankrupt. You need to have your nonrefundable expenses covered and to get to your destination. 7). You have a medical emergency in a foreign country. 8). A terrorist incident occurs in the city where you’re planning to visit, and you want to cancel your trip. 9). A hurricane forces you to evacuate your resort, hotel or cruise ship. 10).And finally? It’s simply worth the extra few dollars to ensure your peace of mind. Trust me; it will make the days leading up to your trip and throughout your travels a little less stressful. If you buy insurance be sure to ask if these things are covered. I would also suggest you get your hands on “Travel Detective Bible” by Peter Greenberg. You can get it at most libraries. It’s very informative reading.
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